Privacy Policy/ Disclaimer

Our privacy policy and disclaimers are described below. We ask you to read them fully to feel comfortable when using our resources.

Privacy Policy
As an Internet Financial Provider, mortgage-loans-az.com is committed to providing our users with the protection they deserve from an online company such as ours.

1. We will not use information about you without written consent.
2. The information you provide here will help us establish where you are now and where you want to be. This information is confidential and
     will be used for the sole purpose of preparing personal home mortgage financing option proposals for your review.
3. We will not sell your email address.

Disclaimer
mortgage-loans-az.com is a computerized loan originator. It is not a lender and does not make loans or credit decisions in connection with loans. mortgage-loans-az.com does not endorse, recommend or favor the products of any participating lender. mortgage-loans-az.com's services are administrative and consultative only. You should rely on your own judgment in deciding which available loan product best suits your needs and financial means. You are under no obligation to use mortgage-loans-az.com to commence the financing process and mortgage-loans-az.com does not guarantee that completing a qualification form will result in your receiving a loan from one of our participating lenders. Use of the mortgage-loans-az.com service is free to you, the consumer. mortgage-loans-az.com receives its compensation from its network of participating lenders for the goods, facilities and services actually provided by mortgage-loans-az.com.

Federal Disclosures
Your qualification form may be forwarded to multiple lenders. The lenders are required to make certain disclosures to you when you have made application with them. These disclosures, which are required by the Truth in Lending Act (TILA) and, for loans secured by real property, the Real Estate Settlement Procedures Act (RESPA) include good faith estimates of your cost of credit; good faith estimates of your settlement costs; HUD mandated booklets "Guide to Settlement Costs" and "When your Home is on the Line"; notices concerning the possibility that your mortgage loan servicing may be transferred; and your right to a copy of any appraisal, if any, performed on your home.The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant's income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.