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| Once you select us to obtain your home loan you'll be amazed at how quickly and simply the mortgage loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money. |
| Throughout the loan process we will provide you with regular updates about the progress of your loan. You can also e-mail us with questions or information. And of course, a mortgage expert is just a phone call away to answer questions if you want assistance. |
| Here's an overview of the Loan process. |
| Step One -- Determine how much you can borrow |
| Click on the Qualify menu selection to find out how much home you can buy before you begin looking. Once you've answered a few simple questions, we'll calculate your buying power, based on standard lender guidelines. |
| Step Two -- Pre-Qualify and save money |
| To complete the pre-qualification step, click on the Pre-Qualification button. You'll need to supply some brief information about employment, assets, etc. We'll contact you for authorization to run your credit report. Once we've reviewed this information, we'll issue your Pre-Qualification Letter which gives you the clout of an all-cash buyer. As you begin looking for a home, we'll begin looking for the best loan to meet your specific needs. Your realtor will use your Pre-Qualification Letter to help negotiate the best deal for you. |
| Step Three -- Apply Now, getting started is easy |
| When you've selected a property and have a contract with the seller, the next step is to complete your application, which can be done easily on-line by clicking. |
| At the appropriate time we'll order a property appraisal for you. |
| Step Four -- Your Loan is Approved and Funded |
| Your real estate agent or the seller will designate an Escrow/Title Company to handle the funding of your loan along with many other matters to make your purchase go smoothly. |
| We will do all the coordinating with the escrow team and you'll sign the final papers at their office. |
| Simple, Straightforward, Cost Effective, and FAST! |
Prequalify Apply Now Quick Quote! Credit
Impaired Home
Some Limitations may Apply
in Texas.